SME Financing in Canada, 2003 — Part II: Financial Structure of Canadian SMEs
8. Financial Structure of Canadian SMEs: Statistical Tables
Table 10 — Percentage of SMEs Using Financing During Business Start-Up, by Instrument Type*
| |
Commercial loans and lines of credit |
Commercial credit cards |
Government loans and grants |
Trade credit from suppliers |
Leasing |
Loans from employees |
Personal savings of owner(s) |
Personal lines of credit of owner(s) |
Personal credit cards of owner(s) |
Personal loans of owner(s) |
Loans from friends or relatives |
Loans and investment from individuals |
Other sources of financing |
| Percentage |
| All Small and Medium-sized Enterprises |
| |
28.95 |
7.8 |
5 |
18 |
12 |
2.671 |
66 |
22.55 |
32.385 |
18.78 |
11.57 |
0.46382 |
4.7372 |
| All Businesses by Size (Number of Employees) |
| 0 |
21.3 |
6.2 |
3.6 |
12 |
11 |
3.324 |
64 |
20.76 |
30.73 |
15.69 |
8.011 |
0.26762 |
4.4938 |
| 1 to 4 |
32.25 |
8 |
6.4 |
18 |
11 |
2.119 |
69 |
23.96 |
35.452 |
19.78 |
15.2 |
0.64964 |
2.6707 |
| 5 to 19 |
41.95 |
12 |
4.5 |
34 |
16 |
x |
66 |
24.64 |
30.052 |
23.82 |
11.07 |
0.5 |
9.3345 |
| 20 to 99 |
44.97 |
13 |
7.2 |
40 |
22 |
1.574 |
66 |
19.75 |
17.896 |
32.41 |
12.05 |
1.01159 |
25.944 |
| 100 to 499 |
71.03 |
x |
11 |
50 |
41 |
0 |
37 |
x |
x |
x |
x |
1.40839 |
x |
| Sector |
| Agriculture |
61.92 |
x |
27 |
x |
20 |
x |
76 |
40.75 |
28.319 |
35.51 |
25.57 |
0.0106 |
x |
| Knowledge-based Industries |
8.171 |
5 |
6 |
7.4 |
6.7 |
1.741 |
65 |
16.08 |
33.007 |
11.79 |
7.414 |
1.67147 |
2.3206 |
| Manufacturing |
40.28 |
8.5 |
6.8 |
30 |
17 |
0.943 |
68 |
20.78 |
32.757 |
21.85 |
11.94 |
0.40043 |
6.1581 |
| Primary |
42.03 |
8.4 |
7.6 |
15 |
10 |
0.565 |
57 |
24.69 |
23.161 |
25.62 |
12.13 |
0.82805 |
5.3136 |
| Professional Services |
10.97 |
4.8 |
1.8 |
6.9 |
9.2 |
3.495 |
65 |
21.56 |
33.12 |
12.16 |
4.397 |
0.45345 |
5.3395 |
| Wholesale and Retail |
34.49 |
9.7 |
2.1 |
24 |
16 |
x |
61 |
21.23 |
26.797 |
22.21 |
20.86 |
0.7 |
5.5252 |
| Other Sectors |
34.09 |
9.2 |
4.5 |
22 |
12 |
4.132 |
68 |
23.37 |
34.784 |
19.57 |
10.62 |
0.38431 |
4.5909 |
| Region |
| CANADA |
28.95 |
7.8 |
5 |
18 |
12 |
2.671 |
66 |
22.55 |
32.385 |
18.78 |
11.57 |
0.46382 |
4.7372 |
| Atlantic |
36.45 |
9.3 |
8.1 |
20 |
13 |
x |
59 |
28.95 |
30.058 |
19.73 |
10.93 |
0.7 |
3.4889 |
| Quebec |
34.31 |
6 |
9 |
19 |
8.7 |
1.59 |
68 |
21.83 |
30.999 |
21.29 |
10.82 |
0.72951 |
4.9585 |
| Ontario |
25.64 |
11 |
3 |
16 |
10 |
2.872 |
65 |
19.69 |
29.928 |
11.14 |
9.904 |
0.36897 |
5.0238 |
| Manitoba, Saskatchewan and Nunavut |
44.99 |
5.2 |
x |
9.1 |
19 |
x |
68 |
37 |
21.383 |
34.38 |
19.5 |
x |
2.0512 |
| Alberta and Northwest Territories |
25.21 |
5 |
x |
24 |
18 |
4.962 |
72 |
26.22 |
44.262 |
23.87 |
12.01 |
0.5 |
5.461 |
| British Columbia and Yukon |
23.06 |
7.2 |
3.2 |
17 |
14 |
x |
65 |
18.31 |
34.158 |
21.3 |
13.06 |
x |
4.6 |
| Year Business Began Operations |
| 1999–2000 |
29.0 |
9.0 |
6.0 |
19.0 |
12.0 |
5.0 |
62.0 |
19.0 |
34.0 |
21.0 |
14.0 |
3.0 |
6.0 |
| 1997–1998 |
26.0 |
6.0 |
4.0 |
16.0 |
11.0 |
1.0 |
68.0 |
23.0 |
29.0 |
17.0 |
10.0 |
1.0 |
4.0 |
| Female Ownership |
| Male/Female Partnership |
30.8 |
8.5 |
9.5 |
15 |
10 |
3.6 |
68 |
21.9 |
33.6 |
23.4 |
12.1 |
0.2 |
3.7 |
| Majority Female-Owned |
24.7 |
4.9 |
4.3 |
13 |
7.4 |
2.3 |
63 |
24.5 |
31.3 |
18.6 |
14.1 |
0.7 |
1.8 |
| Majority Male-Owned |
29.5 |
8.4 |
3.8 |
20 |
14 |
2.5 |
67 |
22.2 |
32.3 |
17.4 |
10.7 |
0.5 |
5.8 |
| Majority Age of Owner |
| Less than 34 |
31.7 |
8.7 |
6.7 |
15 |
9 |
x |
70 |
20.4 |
31.2 |
15.9 |
15 |
0.5 |
2.8 |
| 35 to 44 |
34.5 |
11 |
5.2 |
19 |
16 |
3.2 |
66 |
27.4 |
38.3 |
18.8 |
13.5 |
0.7 |
4.5 |
| 45 to 64 |
21.7 |
4.9 |
4.1 |
18 |
11 |
3.1 |
65 |
19.7 |
28.5 |
20.5 |
8.6 |
0.4 |
6.2 |
| 65 and over |
32.2 |
x |
x |
13 |
x |
x |
57 |
12 |
14.6 |
15.3 |
x |
0 |
2.3 |
| Exporter and Non-exporter SMEs |
| Exporter |
16.1 |
8 |
6.8 |
25 |
17 |
0.3 |
78 |
31.8 |
43.9 |
22.3 |
22.7 |
1.2 |
9.2 |
| Non-exporter |
30.7 |
7.8 |
4.7 |
17 |
12 |
3 |
65 |
21.3 |
30.8 |
18.3 |
10.1 |
0.4 |
4.1 |
| Urban |
25.8 |
7.6 |
3.7 |
16 |
11 |
2.1 |
66 |
21.1 |
31.1 |
16 |
11.4 |
0.6 |
4.5 |
| Rural |
41.9 |
8.5 |
9.9 |
25 |
19 |
4.8 |
68 |
28.3 |
37.7 |
29.9 |
12.3 |
0 |
5.8 |
| Visible Minority Ownership |
| Visible Minority |
21 |
8.5 |
2.7 |
16 |
11 |
0.7 |
57 |
19.7 |
25.6 |
24.1 |
15.2 |
0.5 |
x |
| Non-visible Minority |
29.9 |
7.7 |
5.3 |
18 |
12 |
2.9 |
68 |
22.9 |
33.2 |
18.1 |
11.1 |
0.5 |
4.4 |
*Reported by SMEs operating in 2000, in relation to their financing experiences of starting up their businesses, at any time between 1996 and 2000.
Note: "x" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for data quality reasons.
Source: Statistics Canada, Survey on Financing of Small and Medium-sized Enterprises, 2000.
Table 11 — Percentage of SMEs Using Financing in 2000, by Instrument Type*
| |
Commercial loans and lines of credit |
Commercial credit cards |
Government loa
ns and grants |
Business' retained earnings |
Trade credit from suppliers |
Leasing |
Loans from employees |
Personal savings of owner(s) |
Personal lines of credit of owner(s) |
Personal credit cards |
Personal loans of owner(s) |
Loans from friends or relatives |
Loans and investment from individuals |
Factoring |
| Percentage |
| All Small and Medium-sized Enterprises |
| |
48.7 |
26.4 |
6.5 |
30.9 |
39.0 |
15.8 |
2.5 |
34.6 |
21.1 |
33.3 |
13.7 |
9.6 |
3.7 |
1.2 |
| All Businesses by Size (Number of Employees) |
| 0 |
39.1 |
19.8 |
7.0 |
25.0 |
26.3 |
9.3 |
1.9 |
36.0 |
22.2 |
35.2 |
12.3 |
8.9 |
3.9 |
0.9 |
| 1 to 4 |
51.1 |
28.2 |
5.4 |
34.0 |
44.3 |
16.2 |
3.5 |
35.1 |
20.5 |
33.9 |
14.2 |
9.9 |
2.8 |
1.3 |
| 5 to 19 |
66.8 |
37.9 |
7.0 |
35.9 |
57.9 |
28.1 |
1.8 |
33.2 |
21.5 |
30.1 |
17.1 |
10.9 |
5.1 |
1.6 |
| 20 to 99 |
70.4 |
43.3 |
8.7 |
53.1 |
67.0 |
40.3 |
3.8 |
19.0 |
11.5 |
19.3 |
14.0 |
9.2 |
4.6 |
2.4 |
| 100 to 499 |
78.9 |
48.7 |
13.8 |
52.0 |
78.1 |
44.4 |
2.7 |
12.7 |
6.1 |
11.8 |
6.7 |
5.1 |
3.5 |
1.2 |
| Established Businesses by Size** (Number of Employees) |
| 0 |
34.0 |
20.0 |
4.0 |
25.0 |
25.0 |
9.0 |
2.0 |
36.0 |
23.0 |
37.0 |
12.0 |
6.0 |
3.0 |
1.0 |
| 1 to 4 |
50.0 |
29.0 |
4.0 |
34.0 |
43.0 |
16.0 |
4.0 |
32.0 |
22.0 |
36.0 |
14.0 |
9.0 |
2.0 |
1.0 |
| 5 to 19 |
66.0 |
41.0 |
7.0 |
41.0 |
57.0 |
28.0 |
2.0 |
33.0 |
22.0 |
32.0 |
18.0 |
8.0 |
3.0 |
2.0 |
| 20 to 99 |
69.0 |
44.0 |
7.0 |
57.0 |
66.0 |
36.0 |
4.0 |
17.0 |
9.0 |
18.0 |
13.0 |
8.0 |
4.0 |
2.0 |
| 100 to 499 |
86.0 |
46.0 |
10.0 |
51.0 |
75.0 |
56.0 |
3.0 |
11.0 |
5.0 |
10.0 |
8.0 |
3.0 |
2.0 |
1.0 |
| Sector |
| Agriculture |
71.5 |
27.7 |
27.5 |
29.4 |
40.6 |
14.0 |
2.5 |
41.9 |
27.5 |
31.5 |
17.3 |
15.8 |
2.7 |
2.5 |
| Knowledge-based Industries |
20.7 |
20.4 |
5.0 |
37.4 |
22.1 |
13.4 |
2.8 |
30.4 |
17.7 |
34.3 |
9.6 |
6.6 |
2.7 |
1.1 |
| Manufacturing |
51.3 |
32.9 |
6.1 |
34.2 |
58.1 |
24.5 |
1.8 |
33.8 |
21.4 |
34.6 |
18.4 |
10.4 |
3.1 |
0.8 |
| Primary |
50.4 |
21.1 |
6.8 |
32.0 |
36.5 |
13.6 |
2.1 |
34.9 |
16.5 |
31.1 |
13.2 |
4.9 |
3.1 |
1.0 |
| Professional Services |
35.2 |
23.2 |
2.5 |
34.3 |
27.8 |
16.5 |
4.1 |
34.1 |
23.0 |
39.5 |
12.0 |
5.3 |
1.7 |
1.2 |
| Wholesale and Retail |
51.8 |
28.9 |
3.9 |
30.2 |
52.0 |
18.8 |
2.5 |
34.9 |
22.1 |
33.0 |
17.1 |
13.0 |
5.4 |
1.9 |
| Other Sectors |
47.1 |
26.0 |
2.9 |
29.8 |
36.5 |
14.4 |
2.3 |
33.0 |
19.1 |
32.4 |
11.9 |
8.2 |
4.1 |
0.6 |
| Region |
| CANADA |
48.7 |
26.4 |
6.5 |
30.9 |
39.0 |
15.8 |
2.5 |
34.6 |
21.1 |
33.3 |
13.7 |
9.6 |
3.7 |
1.2 |
| Atlantic |
53.5 |
24.0 |
8.0 |
31.2 |
46.4 |
17.3 |
1.4 |
35.2 |
24.6 |
35.8 |
13.7 |
7.4 |
3.7 |
1.7 |
| Quebec |
51.3 |
27.3 |
7.9 |
21.7 |
36.7 |
10.7 |
1.7 |
27.9 |
12.0 |
26.8 |
15.4 |
10.2 |
2.7 |
0.6 |
| Ontario |
43.5 |
27.0 |
3.6 |
32.6 |
37.3 |
16.9 |
3.3 |
35.8 |
22.3 |
33.1 |
11.6 |
9.6 |
4.4 |
0.9 |
| Manitoba, Saskatchewan and Nunavut |
61.3 |
27.9 |
14.1 |
33.9 |
45.1 |
20.2 |
2.9 |
37.1 |
28.4 |
34.9 |
18.6 |
11.2 |
3.2 |
1.3 |
| Alberta and Northwest Territories |
51.2 |
28.0 |
8.7 |
36.7 |
42.7 |
17.5 |
2.5 |
35.7 |
24.0 |
40.5 |
14.0 |
8.5 |
2.8 |
2.1 |
| British Columbia and Yukon |
45.5 |
21.8 |
3.9 |
34.1 |
36.4 |
16.0 |
2.4 |
39.2 |
23.5 |
35.5 |
13.1 |
9.6 |
4.7 |
1.7 |
| Year Business Began Operations |
| 1999–2000 |
37.0 |
23.0 |
5.0 |
33.0 |
41.0 |
21.0 |
4.0 |
48.0 |
21.0 |
39.0 |
18.0 |
17.0 |
5.0 |
1.0 |
| 1997–1998 |
41.0 |
21.0 |
2.0 |
29.0 |
31.0 |
15.0 |
2.0 |
40.0 |
25.0 |
37.0 |
13.0 |
12.0 |
2.0 |
2.0 |
| 1996 and prior |
46.0 |
27.0 |
5.0 |
32.0 |
38.0 |
15.0 |
3.0 |
33.0 |
21.0 |
35.0 |
13.0 |
7.0 |
3.0 |
1.0 |
| Gender of Owner |
| Male/Female Partnership |
50.4 |
27.3 |
10.8 |
32.1 |
38.9 |
15.6 |
2.3 |
32.2 |
24.5 |
35.5 |
13.9 |
9.3 |
2.6 |
1.3 |
| Majority male-Owned |
49.8 |
26.9 |
6.0 |
30.8 |
41.2 |
15.7 |
2.5 |
34.0 |
20.7 |
32.4 |
14.0 |
9.9 |
4.4 |
1.1 |
| Majority Female-Owned |
41.9 |
22.9 |
3.2 |
30.0 |
29.6 |
16.9 |
2.9 |
40.1 |
18.4 |
34.6 |
12.3 |
8.6 |
2.3 |
1.4 |
| Age of Owner |
| Less than 34 |
52.9 |
24.6 |
11.4 |
30.3 |
42.4 |
22.6 |
2.6 |
44.3 |
28.8 |
41.6 |
18.7 |
16.3 |
4.1 |
0.7 |
| 35 to 44 |
53.0 |
31.4 |
8.7 |
30.9 |
42.3 |
18.9 |
2.0 |
34.2 |
43.5 |
39.3 |
13.3 |
14.1 |
3.5 |
1.5 |
| 45 to 64 |
46.8 |
25.1 |
5.2 |
30.2 |
36.8 |
14.3 |
2.6 |
34.4 |
20.4 |
31.6 |
14.1 |
7.2 |
3.6 |
1.0 |
| High-Growth SMEs (GSMEs) |
| GSMEs |
50.0 |
32.0 |
7.0 |
34.0 |
46.0 |
20.0 |
3.0 |
35.0 |
23.0 |
37.0 |
15.0 |
13.0 |
4.0 |
1.0 |
| All SMEs |
48.7 |
26.4 |
6.5 |
30.9 |
39.0 |
15.8 |
2.5 |
34.6 |
21.1 |
33.3 |
13.7 |
9.6 |
3.7 |
1.2 |
| Exporter and Non-exporter SMEs |
| Exporter |
51.5 |
39.7 |
8.7 |
40.5 |
50.0 |
28.5 |
4.6 |
36.8 |
24.0 |
40.0 |
15.6 |
11.7 |
5.2 |
2.0 |
| Non-exporter |
48.4 |
24.8 |
6.2 |
29.8 |
37.7 |
14.3 |
2.3 |
34.3 |
20.7 |
32.5 |
13.5 |
9.3 |
3.5 |
1.1<
/td>
|
| Urban and Rural SMEs |
| Urban |
44.6 |
26.3 |
3.9 |
31.2 |
37.3 |
16.7 |
2.7 |
33.6 |
20.2 |
32.6 |
12.6 |
8.6 |
3.7 |
1.2 |
| Rural |
59.6 |
26.5 |
13.3 |
30.3 |
43.5 |
13.5 |
2.0 |
37.1 |
23.3 |
35.3 |
16.8 |
12.3 |
3.7 |
1.2 |
| Visible Minority Ownership |
| Visible
Minority |
48.0 |
23.7 |
4.5 |
30.8 |
39.7 |
16.2 |
2.1 |
40.1 |
24.0 |
25.4 |
16.9 |
10.2 |
3.5 |
3.0 |
| Non-visible Minority |
48.8 |
26.6 |
6.6 |
30.9 |
39.0 |
15.8 |
2.6 |
34.1 |
20.9 |
33.9 |
13.5 |
9.5 |
3.7 |
1.1 |
*Includes any source used, regardless of whether it was authorized or obtained in a previous year.
**Refers to businesses two years of age or older.
Source: Statistics Canada, Survey on Financing of Small and Medium-sized Enterprises, 2000.
Table 12 — Distribution (%) of an Average SME's Debt Outstanding in 2000, by Supplier
| |
Loans from Chartered Banks |
Loans from Credit Unions and Caisses Populaires |
Credit card amounts outstanding |
Credit from government programs |
Lease obligations |
Loans from individuals |
Trade credit owing to suppliers |
Other liabilities |
| Percentage |
| All Small and Medium-sized Enterprises |
| |
29.3 |
5 |
0.4 |
4.2 |
1.3 |
17.8 |
20.8 |
21.2 |
| Size of Business (Number of Employees) |
| 0 |
31.7 |
7.1 |
0.4 |
5.2 |
0.6 |
21.2 |
8.4 |
25.4 |
| 1 to 4 |
28.5 |
7.7 |
0.5 |
5.1 |
1.4 |
22.7 |
16.4 |
17.7 |
| 5 to 19 |
27.9 |
3.6 |
0.5 |
3.3 |
1.3 |
16.1 |
26.6 |
20.8 |
| 20 to 99 |
24.7 |
2.0 |
0.1 |
2.8 |
2.2 |
12.4 |
36.6 |
19.4 |
| 100 to 499 |
38.8 |
1.1 |
0.0 |
4.4 |
2.7 |
9.9 |
24.5 |
18.5 |
| Sector |
| Agriculture |
34.3 |
11.3 |
0.4 |
16.1 |
0.4 |
17.4 |
7.3 |
12.8 |
| Knowledge-based Industries |
13.7 |
1.7 |
x |
x |
3.5 |
23.7 |
23.0 |
30.3 |
| Manufacturing |
27.1 |
3.9 |
0.3 |
4.1 |
3.0 |
14.4 |
30.0 |
17.2 |
| Primary |
20.8 |
4.8 |
0.2 |
4.7 |
2.7 |
16.3 |
21.9 |
28.6 |
| Professional Services |
27.0 |
0.9 |
x |
x |
2.3 |
19.8 |
18.7 |
29.8 |
| Wholesale and Retail |
21.3 |
3.9 |
0.4 |
2.3 |
1.4 |
16.2 |
37.7 |
16.7 |
| Other Sectors |
32.9 |
4.5 |
0.4 |
2.0 |
1.0 |
18.7 |
16.5 |
24.1 |
| Region |
| Atlantic |
27.3 |
2.2 |
0.5 |
12.0 |
1.9 |
10.6 |
22.1 |
23.4 |
| Quebec |
26.3 |
11.3 |
0.2 |
4.7 |
1.8 |
16.1 |
28.0 |
11.6 |
| Ontario |
31.4 |
2.7 |
0.3 |
1.7 |
1.0 |
17.0 |
19.7 |
26.0 |
| Manitoba, Saskatchewan and Nunavut |
36.6 |
11.6 |
0.5 |
9.5 |
1.2 |
13.4 |
14.8 |
12.4 |
| Alberta and Northwest Territories |
24.1 |
3.3 |
0.5 |
7.8 |
1.9 |
20.9 |
18.0 |
23.6 |
| British Columbia and Yukon |
27.1 |
2.6 |
0.4 |
1.8 |
1.1 |
26.2 |
20.7 |
20.1 |
| Year Business Began Operations |
| 1999–2000 |
25 |
7 |
1 |
4 |
2 |
22 |
19 |
21 |
| 1997–1998 |
32 |
2 |
1 |
3 |
3 |
21 |
21 |
17 |
| 1996 and prior |
26 |
4 |
x |
3 |
1 |
19 |
22 |
24 |
| Gender of Owner |
| Male/Female Partnership |
25.5 |
6.9 |
0.8 |
7.7 |
1.7 |
18.6 |
19.9 |
19 |
| Majority Female–Owned |
31 |
5.9 |
0.4 |
4.1 |
1.7 |
19.9 |
15.3 |
21.6 |
| Majority Male-Owned |
29.7 |
4.6 |
0.3 |
3.6 |
1.2 |
17.5 |
21.6 |
21.6 |
| Age of Owner |
| Less than 34 |
26 |
5.6 |
0.5 |
7.8 |
1.1 |
21.5 |
24.9 |
12.6 |
| 35 to 44 |
28.6 |
6.9 |
0.4 |
4.4 |
1.6 |
15.7 |
22.2 |
20.2 |
| 45 to 64 |
27.7 |
5.6 |
0.4 |
4.9 |
1.5 |
17.3 |
20.4 |
22.3 |
| 65 and over |
34.5 |
1.4 |
0.1 |
1.2 |
0.9 |
20.4 |
19.2 |
22.2 |
| Exporter and Non-exporter SMEs |
| Exporter |
24 |
2.6 |
0.2 |
3.6 |
2.1 |
14.6 |
31.1 |
21.7 |
| Non-exporter |
30.6 |
5.6 |
0.4 |
4.3 |
1.2 |
18.6 |
18.3 |
21.1 |
| Urban and Rural SMEs
|
| Urban |
29.5 |
3.2 |
0.4 |
2.7 |
1.4 |
17.1 |
22.6 |
23.2 |
| Rural |
28.2 |
11.5 |
0.4 |
9.6 |
1.2 |
20.3 |
14.6 |
14.1 |
| Visible Minority Ownership |
| Visible Minority |
28.7 |
1.9 |
0.3 |
5.2 |
0.8 |
27.9 |
17.3 |
17.9 |
| Non-visible Minority |
29.3 |
5.2 |
0.4 |
4.1 |
1.4 |
17.1 |
21.1 |
21.5 |
Note: "x" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for data quality reasons.
Source: Statistics Canada, Survey on Financing of Small and Medium-sized Enterprises, 2000.
Table 13 — Total Amount ($ millions) of SMEs' Total Debt Outstanding in 2000, by Supplier
| |
Loans from Chartered Banks |
Loans from Credit Unions and Caisses Populaires |
Credit card amounts outstanding |
Credit from government programs |
Lease obligations |
Loans from individuals |
Trade credit owing to suppliers |
Other liabilities |
| Millions of Dollars ($) |
| All Small and Medium-sized Enterprises |
| |
122 818 |
20 937 |
1 500 |
17 530 |
5 653 |
74 739 |
87 519 |
89 102 |
| Size of Business (Number of Employees) |
| 0 |
41 628 |
9 315 |
583 |
6 770 |
729 |
27 872 |
11 047 |
33 304 |
| 1 to 4 |
22 405 |
6 079 |
367 |
4 008 |
1 078 |
17 871 |
12 874 |
13 945 |
| 5 to 19 |
27 767 |
3 602 |
474 |
3 288 |
1 308 |
16 013 |
26 517 |
20 732 |
| 20 to 99 |
20 672 |
1 645 |
68 |
2 301 |
1 808 |
10 332 |
30 538 |
16 184 |
| 100 to 499 |
10 346 |
298 |
8 |
1 164 |
730 |
2 651 |
6 542 |
4 937 |
| Sector |
| Agriculture |
19 208 |
6 351 |
202 |
9 016 |
213 |
9 745 |
4 110 |
7 193 |
| Knowledge-based Industries |
1 635 |
201 |
x |
x |
412 |
2 822 |
2 738 |
3 606 |
| Manufacturing |
11 031 |
1 589 |
113 |
1 676 |
1 208 |
5 871 |
12 193 |
7 001 |
| Primary |
2 125 |
490 |
16 |
481 |
272 |
1 668 |
2 238 |
2 914 |
| Professional Services |
6 649 |
225 |
x |
x |
574 |
4 874 |
4 611 |
7 323 |
| Wholesale and Retail |
16 161 |
2 966 |
278 |
1 754 |
1 064 |
12 272 |
28 613 |
12 690 |
| Other Sectors |
66 007 |
9 115 |
705 |
3 947 |
1 911 |
37 487 |
33 016 |
48 375 |
| Region |
| Atlantic |
5 874 |
475 |
101 |
2 584 |
399 |
2 283 |
4 751 |
5 023 |
| Quebec |
19 758 |
8 474 |
179 |
3 506 |
1 343 |
12 080 |
21 049 |
8 687 |
| Ontario |
58 977 |
5 149 |
619 |
3 261 |
1 955 |
31 884 |
37 051 |
48 770 |
| Manitoba, Saskatchewan and Nunavut |
11 939 |
3 799 |
153 |
3 098 |
397 |
4 379 |
4 830 |
4 055 |
| Alberta and Northwest Territories |
13 063 |
1 781 |
263 |
4 215 |
1 014 |
11 344 |
9 747 |
12 804 |
| British Columbia and Yukon |
13 206 |
1 260 |
185 |
866 |
545 |
12 769 |
10 091 |
9 762 |
| Gender of Owner |
| Male/Female Partnership |
14 688 |
3 963 |
467 |
4 428 |
989 |
10 727 |
11 455 |
10 948 |
| Majority Female-Owned |
10 147 |
1 931 |
126 |
1 338 |
560 |
6 517 |
4 996 |
7 074 |
| Majority Male-Owned |
97 983 |
15 043 |
908 |
11 763 |
4 105 |
57 495 |
71 068 |
71 079 |
| Age of Owner |
| Less than 34 |
6 421 |
1 385 |
135 |
1 916 |
271 |
5 308 |
6 153 |
3 103 |
| 35 to 44 |
27 007 |
6 465 |
409 |
4 163 |
1 468 |
14 782 |
20 957 |
19 020 |
| 45 to 64 |
58 833 |
11 811 |
825 |
10 359 |
3 146 |
36 633 |
43 397 |
47 312 |
| 65 and over |
30 557 |
1 276 |
131 |
1 092 |
768 |
18 015 |
17 012 |
19 666 |
| Exporter and Non-exporter SMEs |
| Exporter |
24 |
2.6 |
0.2 |
3.6 |
2.1 |
14.6 |
31.1 |
21.7 |
| Non-exporter |
30.6 |
5.6 |
0.4 |
4.3 |
1.2 |
18.6 |
18.3 |
21.1 |
| Urban and Rural SMEs |
| Urban |
29.5 |
3.2 |
0.4 |
2.7 |
1.4 |
17.1 |
22.6 |
23.2 |
| Rural |
28.2 |
11.5 |
0.4 |
9.6 |
1.2 |
20.3 |
14.6 |
14.1 |
| Visible Minority Ownership |
| Visible Minority |
28.7 |
1.9 |
0.3 |
5.2 |
0.8 |
27.9 |
17.3 |
17.9 |
| Non-visible Minority |
29.3 |
5.2 |
0.4 |
4.1 |
1.4 |
17.1 |
21.1 |
21.5 |
Note: "x" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for data quality reasons.
Source: Statistics Canada, Survey on Financing of Small and Medium-sized Enterprises, 2000.
Table 14 — Distribution (%) of an Average SME's Ownership Capital in 2000
| |
Business Owner/ Operator |
Friends or Relatives |
Parent Company |
Private Domestic and Foreign Investors |
Employees |
Domestic and Foreign Venture Capital Funds |
Other |
| Percentage |
| All Small and Medium-sized Enterprises |
| |
86.4 |
3.7 |
2.2 |
1.2 |
0.4 |
0.3 |
5.8 |
| Size of Business (Number of Employees) |
| 0 |
94.1 |
1.6 |
0.3 |
0.8 |
x |
x |
x |
| 1 to 4 |
88.1 |
5.9 |
2.2 |
0.8 |
x |
x |
x |
| 5 to 19 |
80.4 |
5.2 |
1.4 |
x |
0.5 |
x |
11.0 |
| 20 to 99 |
79.7 |
3.0 |
8.1 |
2.2 |
1.3 |
6.0 |
5.2 |
| 100 to 499 |
63.7 |
4.1 |
4.3 |
4.6 |
x |
x |
20.1 |
| Sector |
| Agriculture |
93.7 |
2.6 |
x |
x |
x |
x |
x |
| Knowledge-based Industries |
56.3 |
4.0 |
3.5 |
3.8 |
1.9 |
5.2 |
25.3 |
| Manufacturing |
71.4 |
4.9 |
7.7 |
3.5 |
0.7 |
x |
x |
| Primary |
60.1 |
3.5 |
0.4 |
1.8 |
x |
x |
34.1 |
| Professional Services |
86.6 |
2.2 |
x |
0.3 |
0.8 |
x |
x |
| Wholesale and Retail |
91.9 |
4.2 |
1.7 |
x |
x |
x |
x |
| Other Sectors |
90.3 |
4.3 |
3.2 |
1.6 |
x |
x |
0.3 |
| Region |
| Atlantic |
91.1 |
3.7 |
1.1 |
x |
x |
x |
x |
| Quebec |
89.5 |
1.9 |
4.0 |
1.2 |
0.2 |
0.7 |
2.5 |
| Ontario |
87.6 |
3.6 |
2.5 |
1.3 |
0.5 |
0.3 |
4.2 |
| Manitoba, Saskatchewan and Nunavut |
85.0 |
3.7 |
0.3 |
x |
0.2 |
x |
x |
| Alberta and Northwest Territories |
82.7 |
4.1 |
0.8 |
1.2 |
x |
x |
11.0 |
| British Columbia and Yukon |
81.7 |
6.6 |
2.9 |
1.5 |
x |
x |
5.8 |
| Gender of Owner |
| Male/Female Partnership |
89.5 |
5.5 |
1 |
x |
x |
x |
x |
| Majority Female-Owned |
90.2 |
6.4 |
x |
x |
0.6 |
x |
x |
| Majority Male-Owned |
85.2 |
2.9 |
2.7 |
1.5 |
0.4 |
0.5 |
6.8 |
| Age of Owner |
| Less than 34 |
94.1 |
3.2 |
x |
x |
x |
x |
x |
| 35 to 44 |
86.8 |
3.5 |
2 |
1.8 |
0.1 |
0.5 |
5.3 |
| 45 to 64 |
86.2 |
3.1 |
2.6 |
1 |
0.3 |
0.4 |
6.5 |
| High Growth SMEs (GSMEs) |
| GSMEs |
56.5 |
3.7 |
1.2 |
4.2 |
0.7 |
5.3 |
28.3 |
| All SMEs |
86.4 |
3.7 |
2.2 |
1.2 |
0.4 |
0.3 |
5.8 |
| Exporter and Non-exporter SMEs |
| Exporter |
76.6 |
3.6 |
5.4 |
1.6 |
0.5 |
1.3 |
11.0 |
| Non-exporter |
88.8 |
3.7 |
1.5 |
1.1 |
0.3 |
0.1 |
4.5 |
| Urban and Rural SMEs |
| Urban |
83.5 |
4.2 |
3.0 |
1.5 |
0.5 |
0.4 |
6.8 |
| Rural |
92.5 |
2.5 |
0.6 |
0.5 |
0.1 |
x |
x |
| Visible Minority Ownership |
| Visible Minority |
74.8 |
9.3 |
x |
x |
0.7 |
x |
13.4 |
| Non-visible Minority |
86.9 |
3.4 |
2.3 |
1.2 |
0.4 |
0.4 |
5.4 |
Note: "x" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for data quality reasons.
Source: Statistics Canada, Survey on Financing of Small and Medium-sized Enterprises, 2000.
Table 15 — Key Financial Statement Figures in Average Dollars per SME, 2000
| |
Total Assets |
Fixed Assets |
Total Debt Outstanding (Liabilities) |
Total Equity |
Owner's Equity |
Sales of
Goods or Services |
Net Profit/ Loss |
Debt to Equity Ratio |
| Dollars ($) |
| All Small and Medium–sized Enterprises |
| |
504 243 |
291 831 |
294 424 |
209 818 |
123 539 |
590 164 |
54 131 |
0.75 |
| Size of Business (Number of Employees) |
| 0 |
374 011 |
268 485 |
200 561 |
173 450 |
117 047 |
134 114 |
31 387 |
0.80 |
| 1 to 4 |
301 170 |
190 258 |
157 033 |
144 137 |
95 289 |
305 819 |
52 624 |
0.65 |
| 5 to 19 |
726 183 |
364 734 |
466 164 |
262 019 |
131 104 |
1 223 873 |
76 899 |
0.83 |
| 20 to 99 |
2 331 633 |
845 853 |
1 577 530 |
754 002 |
x |
5 199 744 |
177 020 |
0.68 |
| 100 to 499 |
11 381 360 |
5 752 941 |
6 869 761 |
4 511 598 |
2 115 128 |
16 343 501 |
1 151 601 |
0.69 |
| Sector |
| Agriculture |
779 801 |
580 795 |
309 226 |
470 575 |
360 952 |
248 364 |
27 802 |
0.48 |
| Knowledge- based Industries |
391 586 |
127 336 |
186 465 |
205 121 |
193 536 |
365 969 |
33 319 |
0.36 |
| Manufacturing |
863 777 |
371 675 |
531 403 |
332 375 |
x |
1 419 946 |
91 294 |
0.62 |
| Primary |
843 345 |
533 639 |
322 121 |
521 224 |
416 489 |
546 558 |
54 910 |
0.31 |
| Professional Services |
301 437 |
170 561 |
154 496 |
146 941 |
87 604 |
352 648 |
67 606 |
0.45 |
| Wholesale and Retail |
498 540 |
151 579 |
329 939 |
168 601 |
x |
1 304 868 |
43 021 |
0.64 |
| Other Sectors |
434 903 |
285 830 |
293 431 |
141 472 |
74 961 |
425 946 |
59 450 |
1.25 |
| Region |
| Atlantic |
432 540 |
270 217 |
249 066 |
183 474 |
91 566 |
541 489 |
57 395 |
0.72 |
| Quebec |
428 086 |
233 916 |
234 501 |
193 584 |
122 520 |
597 288 |
43 658 |
0.62 |
| Ontario |
568 837 |
332 798 |
365 450 |
203 387 |
116 969 |
666 395 |
68 593 |
0.95 |
| Manitoba, Saskatchewan and Nunavut |
495 148 |
316 576 |
254 201 |
240 947 |
147 487 |
418 879 |
37 725 |
0.65 |
| Alberta and Northwest Territories |
587 759 |
339 546 |
287 048 |
300 711 |
180 928 |
536 669 |
57 517 |
0.51 |
| British Columbia and Yukon |
412 929 |
223 799 |
258 271 |
154 657 |
85 330 |
563 009 |
38 814 |
0.84 |
| Gender of Owner |
| Male/Female Partnership |
405 366 |
245 534 |
210 711 |
194 654 |
112 412 |
496 872 |
33 471 |
0.60 |
| Majority Female-Owned |
269 182 |
151 976 |
152 300 |
116 882 |
58 206 |
317 798 |
33 834 |
0.80 |
| Majority Male-Owned |
586 922 |
337 365 |
351 400 |
235 522 |
141 746 |
679 754 |
64 809 |
0.77 |
| Age of Owner |
| Less than 34 |
353 423 |
203 539 |
220 011 |
133 411 |
78 362 |
375 760 |
26 351 |
0.91 |
| 35 to 44 |
385 440 |
211 318 |
236 313 |
149 127 |
100 077 |
495 863 |
60 837 |
0.75 |
| 45 to 64 |
489 207 |
283 176 |
278 176 |
211 031 |
122 801 |
621 518 |
48 927 |
0.70 |
| 65 and over |
1 004 824 |
613 025 |
584 584 |
420 240 |
222 563 |
839 487 |
84 474 |
0.81 |
| Exporter and Non-exporter SMEs |
| Exporter |
141 772 |
60 504 |
84 039 |
57 723 |
31 634 |
1 565 748 |
14 319 |
0.55 |
| Non-exporter |
577 190 |
355 596 |
335 748 |
241 441 |
144 512 |
473 917 |
62 863 |
0.79 |
| Urban and Rural SMEs |
| Urban |
530 574 |
295 312 |
329 010 |
201 564 |
111 935 |
678 845 |
63 887 |
0.82 |
| Rural |
188 388 |
120 789 |
90 787 |
97 600 |
64 210 |
358 294 |
13 294 |
0.60 |
| Visible Minority Ownership |
| Visible Minority |
39 780 |
22 712 |
26 845 |
12 935 |
8 961 |
461 701 |
2 349 |
1.11 |
| Non-visible Minority |
679 182 |
393 388 |
392 952 |
286 229 |
167 185 |
599 781 |
74 832 |
0.73 |
Note: "x" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for data quality reasons.
Source: Statistics Canada, Survey on Financing of Small and Medium-sized Enterprises, 2000
Table 16 — Average Net Profit by Gender of Ownership and by Sector in 2000
| |
Total |
Majority Women-Owned |
Majority Men-Owned |
Male/Female Partnership |
| Dollars ($) |
| Sector |
| Agriculture |
27 802 |
x |
39 565 |
21 836 |
| Knowledge-based Industries |
33 319 |
33 034 |
x |
46 320 |
| Manufacturing |
91 294 |
40 601 |
133 069 |
57 172 |
| Primary |
54 910 |
31 661 |
76 234 |
x |
| Professional Services |
67 606 |
35 261 |
223 360 |
39 918 |
| Wholesale and Retail |
43 021 |
21 806 |
45 265 |
54 476 |
| Other Sectors |
59 450 |
37 301 |
x |
24 958 |
| CANADA |
54 131 |
33 834 |
64 809 |
33 471 |
Note: "x" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for data quality reasons.
Source: Statistics Canada, Survey on Financing of Small and Medium-sized Enterprises, 2000
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