Small and Medium-sized Enterprise Financing in Canada — Part III: Financial Services Sector — Providers of Business Financing
6. Summary Tables
Table 19 — Amount of Commercial Debt Authorized and Outstanding by Authorizations as of December 31, 2001
| |
Domestic banks |
Other banks |
Credit unions and caisses populaires |
Finance companies |
Portfolio managers, venture capital companies, financial funds |
Insurance companies |
Leasing companies |
Total – all suppliers |
| LESS THAN $25,000 |
| Amounts authorized ($ millions) |
3,118.5 |
280.7 |
2,073.7 |
1,181.8 |
220 |
x |
x |
7 153.5 |
| Amounts outstanding ($ millions) |
1,547.9 |
146.5 |
1,092.3 |
323.2 |
165 |
x |
x |
3 430.9 |
| Number of clients (thousands) |
416 |
24.4 |
175.5 |
177.4 |
28.4 |
x |
x |
859.3 |
| $25 000–$49 999 |
| Amounts authorized ($ millions) |
4,183.2 |
393.2 |
2,520.0 |
1,366.6 |
161.7 |
78.3 |
32.6 |
8,735.6 |
| Amounts outstanding ($ millions) |
2 439.4 |
231.2 |
1,478.1 |
706.7 |
87.4 |
9.7 |
18.9 |
4 971.4 |
| Number of clients (thousands) |
121 |
11.5 |
72.5 |
39 |
4.6 |
2.2 |
0.9 |
251.7 |
| $50 000–$99 999 |
| Amounts authorized ($ millions) |
8,454.8 |
901.4 |
4,830.3 |
3,060.0 |
350.4 |
x |
x |
17 797.3 |
| Amounts outstanding ($ millions) |
5,165.8 |
566.3 |
3,100.8 |
1,734.2 |
218.7 |
x |
x |
10 859.9 |
| Number of clients (thousands) |
125.2 |
13.5 |
70.7 |
43.8 |
5 |
x |
x |
261 |
| $100 000–$249 999 |
| Amounts authorized ($ millions) |
17,775.2 |
2 403.5 |
8,543.9 |
8,698.9 |
550.5 |
409.8 |
249.2 |
38 631.0 |
| Amounts outstanding ($ millions) |
11,826.0 |
1,659.8 |
5,715.4 |
4,921.1 |
253.5 |
142.6 |
143.1 |
24 661.5 |
| Number of clients (thousands) |
115.7 |
15.3 |
56.4 |
56.7 |
3.5 |
2.6 |
1.6 |
251.8 |
| $250 000–$499 999 |
| Amounts authorized ($ millions) |
17,211.8 |
2,437.6 |
5,004.5 |
10 830.0 |
163.5 |
370.7 |
70 |
36,088.1 |
| Amounts outstanding ($ millions) |
11,580.2 |
1,686.8 |
3,463.1 |
6,452.8 |
114.4 |
214.5 |
26.5 |
23,538.3 |
| Number of clients (thousands) |
49.6 |
7 |
14.7 |
31.8 |
0.5 |
1.1 |
0.2 |
104.9 |
| $500 000–$999 999 |
| Amounts authorized ($ millions) |
19 895.1 |
3 056.4 |
3 682.8 |
10 067.3 |
424.2 |
1 433.2 |
81.9 |
38 640.9 |
| Amounts outstanding ($ millions) |
13 081.0 |
1 976.8 |
2 469.9 |
6 666.8 |
323.6 |
1 021.6 |
33.6 |
25 573.3 |
| Number of clients (thousands) |
28.6 |
4.5 |
5.5 |
14.7 |
0.6 |
1.9 |
0.1 |
55.9 |
| SUB–TOTAL OF SMEs |
| Amounts authorized ($ millions) |
70 638.6 |
9 472.8 |
26 655.2 |
35 204.6 |
1 870.3 |
2 292 |
433.7 |
147 046.4 |
| Amounts outstanding ($ millions) |
45 640.3 |
6 267.4 |
17 319.6 |
20 804.8 |
1 162.6 |
1 388.4 |
222.1 |
93 035.3 |
| Number of clients (thousands) |
856.1 |
76.2 |
395.3 |
363.4 |
42.6 |
7.8 |
2.8 |
1 784.6 |
| $1 000.000–$4 999.999 |
| Amounts authorized ($ millions) |
57 201.3 |
10 556.9 |
5 815.5 |
16 250.6 |
3 987.6 |
22 018.4 |
121.3 |
115 951.6 |
| Amounts outstanding ($ millions) |
35 343.5 |
6 667.5 |
3 526.6 |
10 906.3 |
2 742.9 |
15 185.7 |
58.6 |
74 431.1 |
| Number of clients (thousands) |
27 |
5 |
3.3 |
7.4 |
1.6 |
9.3 |
0.1 |
53.7 |
| $5 000.000 AND MORE |
| Amounts authorized ($ millions) |
482 060.8 |
68 237.4 |
6 091.2 |
12 750.3 |
9 614.1 |
48 331.4 |
4 370.0 |
631 455.2 |
| Amounts outstanding ($ millions) |
120 533.9 |
28 849.2 |
3 596.3 |
8 127.6 |
6 343.9 |
32 539.6 |
799.5 |
200 790.0 |
| Number of clients (thousands) |
10.1 |
2.5 |
0.4 |
0.7 |
0.4 |
3.9 |
0.1 |
18.1 |
| TOTAL — ALL CLIENTS |
| Amounts authorized ($ millions) |
609 900.7 |
88 267.1 |
38 561.9 |
64 205.5 |
15 472.0 |
73 004.2 |
5 041.8 |
894 453.2 |
| Amounts outstanding ($ millions) |
201 517.7 |
41 784.1 |
24 442.5 |
39 838.7 |
10 249.4 |
49 280.4 |
1 143.6 |
368 256.4 |
| Number of clients (thousands) |
893.2 |
83.7 |
399 |
371.5 |
44.6 |
53.2 |
11.2 |
1 856.4 |
Note: "x" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Actand/or for data quality reasons.
Source: Statistics Canada, Survey of Suppliers of Business Financing, 2001.
Table 20 — Amount of Commercial Debt Authorized and Outstanding by Industry as of December 31, 2001
| 2001 |
|
Amount authorized ($ millions) |
Amount outstanding ($ millions) |
Number of clients (thousands) |
| Agriculture, Forestry, fishing |
55 848.5 |
36 135.9 |
381.8 |
| Mining, oil , gas extraction |
59 757.5 |
23 703 |
51.3 |
| Utilities |
25 193.5 |
9 316 |
12.4 |
| Construction |
40 031.9 |
20 477.5 |
141.4 |
| Manufacturing |
123 352.2 |
53 916.3 |
129.3 |
| Wholesale trade |
35 716.9 |
14 977.7 |
53.4 |
| Retail trade |
61 470.1 |
31 289.7 |
239.1 |
| Transportation, warehousing |
40 657.8 |
18 112.0 |
71.1 |
| Information, culture |
30 613.7 |
9 691.2 |
24.5 |
| Finance, insurance |
228 960.4 |
35 539.3 |
50.3 |
| Real estate, rental, leasing |
69 187.3 |
47 582.7 |
142.5 |
| Professional, scientific, technical |
17 204.5 |
7 838.8 |
91.6 |
| Education, health |
20 052.3 |
10 151.2 |
66.6 |
| Entertainment, accommodation |
34 339.7 |
19 256.3 |
112.6 |
| Knowledge–based industries |
42 082.2 |
21 551.6 |
73 |
| All other industries, unknown |
53 066.7 |
30 268.5 |
288.1 |
| Total – all industries |
894 453.0 |
368 256.1 |
1 856.0 |
Source: Statistics Canada, Survey of Suppliers of Business Financing, 2001.
Table 21 — Debt Authorized and Outstanding by Province as of December 31, 2001
| 2001 |
|
Amount authorized ($ millions) |
Amount outstanding ($ millions) |
Number of clients (thousands) |
| Newfoundland and Labrador |
4 800.2 |
3 053.3 |
16.3 |
| Prince Edward Island |
2 012.4 |
1 297.7 |
8.8 |
| Nova Scotia |
12 240.5 |
7 060.2 |
65.9 |
| New Brunswick |
7 570.7 |
4 649.3 |
32.4 |
| Quebec |
151 832.2 |
73 469.8 |
502.2 |
| Ontario |
515 965.4 |
164 160.7 |
610 |
| Manitoba |
19 491.3 |
11 097.4 |
96.3 |
| Saskatchewan |
16 780.4 |
10 252.0 |
118.5 |
| Alberta |
93 539.1 |
49 251.3 |
234.9 |
| British Columbia |
68 698.9 |
43 108.4 |
167.2 |
| Yukon |
479.4 |
327.9 |
1.3 |
| Northwest Territories |
609.7 |
379.6 |
1.3 |
| Nunavut |
432.5 |
148.9 |
1.2 |
| Canada |
894 452.7 |
368 256.5 |
1 856.3 |
Source: Statistics Canada, Survey of Suppliers of Business Financing, 2001.
Table 22 — Amount of Lease Financing Authorized and Outstanding by Authorizations as of December 31, 2001
| |
Domestic banks |
Finance companies |
Leasing companies |
All other suppliers |
Total – all suppliers |
| LESS THAN $25 000 |
| Amounts authorized ($ millions) |
13.8 |
559.9 |
1 419.0 |
160.8 |
2 153.5 |
| Amounts outstanding ($ millions) |
11.9 |
365.9 |
863.7 |
110.1 |
1 351.6 |
| Number of clients (thousands) |
1.1 |
105.6 |
193.6 |
13.2 |
313.5 |
| $25 000–$49 999 |
| Amounts authorized ($ millions) |
38.1 |
6 293.2 |
1 022.5 |
50 |
7 403.8 |
| Amounts outstanding ($ millions) |
33.9 |
2 295.1 |
550.6 |
34 |
2 913.6 |
| Number of clients (thousands) |
1.1 |
189.1 |
32 |
1.4 |
223.6 |
| $50,000–$99,999 |
| Amounts authorized ($ millions) |
111.5 |
980.5 |
464.7 |
240.2 |
1 796.9 |
| Amounts outstanding ($ millions) |
98.4 |
745.1 |
273.9 |
186.2 |
1 303.6 |
| Number of clients (thousands) |
1.7 |
13 |
6.7 |
3.2 |
24.6 |
| $100,000–$249,999 |
| Amounts authorized ($ millions) |
343 |
451.6 |
552.2 |
131.9 |
1 478.7 |
| Amounts outstanding ($ millions) |
297.4 |
331.2 |
301 |
93.4 |
1 023.0 |
| Number of clients (thousands) |
2.5 |
3 |
4 |
0.8 |
10.3 |
| $250 000–$499 999 |
| Amounts authorized ($ millions) |
445.5 |
500.4 |
241 |
108.2 |
1 295.1 |
| Amounts outstanding ($ millions) |
379.3 |
372.6 |
134.2 |
85 |
971.1 |
| Number of clients (thousands) |
1.4 |
1.4 |
0.7 |
0.3 |
3.8 |
| $500 000–$999 999 |
| Amounts authorized ($ millions) |
567 |
708.3 |
286.1 |
397.4 |
1 958.8 |
| Amounts outstanding ($ millions) |
469.2 |
531.9 |
142.9 |
334.9 |
1 478.9 |
| Number of clients (thousands) |
0.9 |
1 |
0.4 |
0.5 |
2.8 |
| $1 000.000–$4 999.999 |
| Amounts authorized ($ millions) |
1 633.1 |
2 165.6 |
536.9 |
491.5 |
4 827.1 |
| Amounts outstanding ($ millions) |
1 266.4 |
1 676.3 |
282.7 |
370.8 |
3 596.2 |
| Number of clients (thousands) |
0.9 |
1 |
0.3 |
0.2 |
2.4 |
| $5 000.000 AND MORE |
| Amounts authorized ($ millions) |
5 417.1 |
3 651.0 |
1 751.4 |
693.1 |
11 512.6 |
| Amounts outstanding ($ millions) |
4 511.4 |
2 800.1 |
1 091.8 |
511.1 |
8 914.4 |
| Number of clients (thousands) |
0.7 |
0.1 |
0.1 |
0.1 |
1 |
| TOTAL — ALL CLIENTS |
| Amounts authorized ($ millions) |
8 569.1 |
15 310.5 |
6 273.8 |
2 273.1 |
32 426.5 |
| Amounts outstanding ($ millions) |
7 067.9 |
9 118.2 |
3 640.8 |
1 725.5 |
21 552.4 |
| Number of clients (thousands) |
10.3 |
314.2 |
237.8 |
19.7 |
582 |
Source: Statistics Canada, Survey of Suppliers of Business Financing, 2001.
Table 23 — Amount of Lease Financing Authorized and Outstanding by Industry as of December 31, 2001
| 2001 |
|
Amount authorized ($ millions) |
Amount outstanding ($ millions) |
Number of clients (thousands) |
| Agriculture, Forestry, fishing |
2 397.8 |
1 131.2 |
62.9 |
| Mining, oil , gas extraction |
1 479.9 |
1 039.3 |
7.4 |
| Utilities |
249.9 |
166.8 |
1 |
| Construction |
3 275.7 |
1 636.3 |
69.3 |
| Manufacturing |
7 465.6 |
5 251.3 |
84.2 |
| Wholesale trade |
944.2 |
683.8 |
20.2 |
| Retail trade |
1 631.0 |
1 243.8 |
18.7 |
| Transportation, warehousing |
8 227.8 |
5 662.8 |
139.4 |
| Information, culture |
309.3 |
241.5 |
1.6 |
| Finance, insurance |
674.9 |
506 |
15.4 |
| Real estate, rental, leasing |
641.4 |
521.4 |
4.9 |
| Professional, scientific, technical |
778.4 |
544.3 |
24 |
| Education, health |
1 076.6 |
783.9 |
22 |
| Entertainment, accommodation |
1 473.2 |
973 |
28.3 |
| Knowledge–based industries |
408.2 |
251.4 |
0.6 |
| All other industries, unknown |
1 801.1 |
1 166.8 |
82.9 |
| Total – all industries |
32 426.8 |
21 552.2 |
582.2 |
Source: Statistics Canada, Survey of Suppliers of Business Financing, 2001.
Table 24 — Amount of Lease Financing Authorized and Outstanding by Province as of December 31, 2001
| 2001 |
|
Amount authorized ($ millions) |
Amount outstanding ($ millions) |
Number of clients (thousands) |
| Newfoundland and Labrador |
397.5 |
273.5 |
6 |
| Prince Edward Island |
x |
x |
x |
| Nova Scotia |
423 |
291.4 |
8.6 |
| New Brunswick |
410.6 |
275 |
8.5 |
| Quebec |
5 543.3 |
3 940.7 |
98.9 |
| Ontario |
13 019.1 |
9 233.7 |
210.5 |
| Manitoba |
4 269.7 |
1 739.6 |
102.5 |
| Saskatchewan |
1 121.8 |
790.4 |
17.9 |
| Alberta |
3 766.3 |
2 458.2 |
58.3 |
| British Columbia |
3 192.5 |
2 319.2 |
67.9 |
| Yukon |
x |
x |
x |
| Northwest Territories |
x |
x |
x |
| Nunavut |
x |
x |
x |
| Canada |
32 426.5 |
21 552.3 |
581.8 |
An "X" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for low data quality reasons.
Source: Statistics Canada, Survey of Suppliers of Business Financing, 2001.
Table 25 — Loss Rates (%) on Commercial Debt, by Authorization Categories, of Financial Suppliers in 2001
| |
Domestic banks |
Other banks |
Credit unions and caisses populaires |
Finance companies |
Portfolio managers, venture capital companies, financial funds |
Insurance companies |
Leasing companies |
Total – all suppliers |
| LESS THAN $25 000 |
1.77 |
x |
1.83 |
1.36 |
5.56 |
x |
x |
1.68 |
| $25,000–$49,999 |
0.88 |
x |
1.18 |
1.73 |
x |
x |
0.53 |
1.1 |
| $50,000–$99 999 |
2.26 |
x |
1 |
0.89 |
x |
x |
x |
1.59 |
| $100,000–$249,999 |
0.82 |
0.5 |
0.9 |
0.81 |
x |
x |
x |
0.82 |
| $250,000–$499,999 |
0.55 |
0.53 |
0.87 |
0.67 |
x |
x |
x |
0.66 |
| $500,000–$999,999 |
0.68 |
0.76 |
0.53 |
0.53 |
7.09 |
0.24 |
0.89 |
0.69 |
| SUB-TOTAL OF SMEs |
0.91 |
0.61 |
1.12 |
0.72 |
6.41 |
0.32 |
3.36 |
0.88 |
| $1,000,000–$4,999.999 |
0.25 |
0.7 |
x |
0.56 |
3.97 |
0.26 |
x |
0.5 |
| $5,000,000 AND MORE |
0.32 |
1.19 |
x |
0.59 |
2.89 |
0.34 |
x |
0.54 |
| TOTAL — ALL CLIENTS |
0.44 |
1.03 |
0.79 |
0.65 |
3.4 |
0.31 |
0.84 |
0.62 |
An "X" refers to estimates suppressed to meet the confidentiality requirements of the Statistics Act and/or for low data quality reasons.
Source: Statistics Canada, Survey of Suppliers of Business Financing, 2001.
