SME Financing Data Initiative
sme-fdi.gc.ca
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Business Owner Characteristics
Young Entrepreneurs — January 2006
Canada's population is aging and a substantial number of today's entrepreneurs will soon be heading into retirement. To maintain economic growth and prosperity, it will become increasingly important that Canada's youth fill the entrepreneurial void left by the retiring baby-boom generation. Drawing on the comprehensive database of the SME Financing Data Initiative, this article provides a portrait of Canada's young entrepreneurs and examines the effect, if any, of the age of the owner on financing a small business.
HTML PDF [811 KB]
Visible Minority Entrepreneurs — March 2005
Canada's visible minority population has grown exponentially over the past 25 years. Drawing on the comprehensive database of the SME Financing Data Initiative, this article provides a portrait of visible minority entrepreneurs. It examines whether and how financing a small business is affected by the ethnicity of its owner.
HTML PDF [790 KB]
Women Entrepreneurs — November 2004
Women entrepreneurs have been the topic of many research studies throughout the last decade. These studies have predominantly focused on women entrepreneurs' access to capital, often suggesting that women lack experience and networks, that women have poor credit ratings, or that Canada's financial institutions have rigid lending policies or even inherent gender biases. Using the most comprehensive database on small business financing available through the SME Financing Data Initiative, this article examines the unique characteristics of women entrepreneurs and investigates whether these qualities influence the financing of women-owned businesses.
HTML PDF [571 KB]
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